CONTINUE LEARNING

This year, my little daughter have graduate from basic school. She will continue to MTs 3 Pamulang. to celebrate graduation, we are outing to Pandegalang Serang. We went by train. Nuna's sister 'Kakak Nunu' was also went to Pandeglang. We all gathered at Sudimara Station to go together. The journey from Stasiun Sudimara to Stasiun Rangkas Bitung takes approximately 1.5 hours. About at 8.15 o'clock we've reached at Stasion Rangkas Bitung. From Rangkas Bitung we use minibus to get to villa.  The time required to go to the villa is 1 hour. At 9.30 we finally arrived at the villa. The villa where we stayed was very spacious, clean and tidy. The villa is divided into 4 buildings. The first building is the main house used for the mothers who participate. The second building is a kitchen and dining room. The three building is second house used for girls. And the last is the third house used for boys and fabio's fathers. The first day is at pandeglang, the first...

Asuransi Kredit adalah Lini Usaha Asuransi Umum yang memberikan jaminan pemenuhan kewajiab finansial penerima kredit apabila penerima kredit tidak mampu memnuhi kewajibannya sesuai dengan perjanjian kredit. Berdasarkan definisi diatas maka Perusahaan Asuransi Umum sebenarnya dapat memperluas Ruang Lingkup Usaha Asuransi sesuai dengan kebutuhan masyarakat salah satunya Asuransi Kredit. Berdasarkan Peraturan Menteri Keuangan Nomor 124/2008 tentang Penyelenggaraan Lini Usaha Asuransi Kredit dan Suretyship, perusahaan asuransi umum yang memasarkan produk asuransi pada lini usaha Asuransi  Kredit atau Suretyship wajib memenuhi ketentuan sebagai berikut: memiliki tingkat solvabilitas, rasio perimbangan antara jumlah investasi dan cadangan teknis serta kewajiban pembayaran klaim retensi sendiri sesuai dengan ketentuan kesehatan keuangan dan rasio likuiditas paling rendah sebesar 150% memiliki tenaga ahli asuransi dengan kualifikasi ahli asuransi kerugian memiliki tenaga ashli as...